Casualty

Overview

ACE GPS^SM provides clients doing business across international borders customised solutions for the broad range of risks they face, both at home and abroad. Our coordinated and transparent global approach provides customers with risk transfer and risk financing solutions which are both compliant and cost effective.

ACE's lliability products offer clients protection against the threat of legal action in an increasingly litigious environment. ACE GPS liability products provide employers' public and product liability protection to companies operating in, or exporting to, countries and regions beyond their home borders.

Once a company begins to operate beyond its home country borders, the complexity increases significantly. ACE provides bespoke solutions to minimise this complexity for a wide range of companies, from pure exporters with limited international presence to large multinational enterprises with multiple subsidiaries and joint ventures across the world. ACE is widely recognised as one of the leading liability insurance underwriters worldwide.

Product Description Target Classes or Industries Key Advantages Contacts

Our suite of products include:
Employers' Liability (primary and excess)
Public and Product Liability (primary and excess)
Motor Third Party Property Damage Liability (primary and excess)

ACE has the ability to provide a range of programme structures, from conventional risk transfer insurance policies to captive or reimbursement programmes with multi-line aggregate protection.

ACE has significant capacity with limits up to £75m / $100m / €100m which can be strategically deployed to our clients across primary and excess layers to suit their needs.

Our clients vary in size and industry, including but not limited to:

General engineering
High tech / IT / e-business
Sports, leisure, entertainment and hospitality industry
Retailers and wholesalers
Manufacturers and distributors
Media and telecommunications
Medical equipment
Manufacturers of products for and contractors to the offshore industry
Exporters, particularly to the United States and NAFTA countries (no limits on turnover to the US)
Companies with an active risk management philosophy and programme

ACE has a highly experienced team of underwriters dedicated to providing tailored solutions for our multinational clients. As an underwriting company ACE takes the time to understand our clients' exposures and work in partnership to deliver a global programme which meets their needs.

We understand that insurance is only one element of an effective risk management system and we are committed to help our key clients build and maintain best practice within their organisation. We have a team of risk engineers, chartered health and safety consultants and practicing defence lawyers who can provide assistance in preventing accidents, achieving regulatory compliance, ensuring claims are defended efficiently as well as reducing personal liability for employees of all levels.

ACE can provide multinational clients with up to £75m of capacity, backed by the financial strength of the ACE Group of Companies, which maintains the highest ratings from the industry's principal rating agencies.

Leveraging all of the assets and capabilities of the ACE Group organisation and network in over 170 countries around the world, ACE GPS^SM casualty insurance products ensure that clients receive timely and expert claims resolution services as well as effective and compliant locally issued insurance documentation. This integrated global capability is backed by industry leading technology that ensures clients can access detailed information about the status of their global programme, including a copy of the locally issued policy, and claims data from their own secure web enabled portal 24 hours a day, 7 days a week.

For more detailed information on ACE Worldview^SM, our web enabled client portal, or Global Risk Advantage (GRA), our web enabled claims reporting tool, please see separate sheet.

For more information about the ACE Casualty products, please contact:

Mike Reid
Major Risks Casualty Manager
mike.reid@acegroup.com
+44 (0)207 173-7432

Charlotte Williams
Corporate Casualty Manager
charlotte.williams@acegroup.com
+44 (0)207 173-7938

© 2012 ACE Group. The information and descriptions contained herein are not intended to be complete descriptions of the terms, exclusions and conditions applicable to the products and services, but are provided solely for information purposes. Please refer to the policy or product and services agreement for complete terms, exclusions and conditions. Access to products and services may be subject to restrictions in certain countries. Insurance is provided by ACE European Group Ltd., which is authorised and regulated in the United Kingdom by the Financial Services Authority.