Products
For insurance programs originating in the US:
Property and Casualty
Specialty Lines
Accident and Health
For insurance programs originating outside of US:
Accident and Health
Business Travel Accident
Overview
ACE GPSSM brings multinational clients customized global solutions for a broad range of risk management issues. We’re committed to providing comprehensive business travel cover to your employees.
The risks your employees face continue to mount. More time on the road or in the air means greater exposure to accidents, illness and inconvenience. Our global approach to business travel cover allows you to offer protection to your employees on a compliant and cost effective basis.
Whether you want the readily available tiered product, market-specific cover, or uniform worldwide benefits, ACE can structure your program, price it based on your global exposure, and arrange it all from one office.
Business Travel Accident uses a global master policy and can provide a broad array of benefits on a worldwide tiered basis, or adjust coverage and benefit levels to local market requirements. We offer a wide range of Business Travel Accident (BTA) insurance products, including:
Personal Accident Insurance
- Cover for Accidental Death
- Dismemberment
- Permanent Total Disablement
- Permanent Disability Continental Scale Benefits
Assistance
- Emergency Evacuation Expenses arranged via a specialist assistance carrier.
- Legal and translator fees
Overseas Medical and Other Expenses
- Medical expenses (doctor/dentist) for accidents and illness
- In-patient hospital treatment
- Hospital Cash in-patient Daily Benefit
- Emergency transport costs incl. medical necessary expenses incurred in transportation to the home country
- Costs & organization of trip to hospital of next of kin in case of hospitalization
- Costs to repatriate mortal remains or burial abroad
- Search, rescue and evacuation coasts
- Costs & organization of sending out a replacement business colleague
Baggage & Money Insurance
- Loss or theft of private personal & business baggage and business equipment
- Loss of Money and documents
Trip Cancellation Insurance
- Trip cancellation costs
- Trip curtailment costs
- Travel Delay – Daily Benefit
Personal Liability Insurance
- Indemnity for legal liability arising from bodily injury and damage to property
Multinational companies with substantial groups of employees who travel on business.
- Uniform, worldwide cover or tailored to local needs: through our network, ACE offers the required coverage anywhere our clients go
- Global compliance: a global program supported by locally admitted policies– fewer tax or regulatory issues for client and broker
- Greater control over benefits: coverage and benefit levels fixed at the global level by the Risk or HR manager
- Convenience: broker deals with one ACE A&H underwriter who can offer cover around the world
- Turnaround time: our new global rating spreadsheet means a single originating underwriter can quote product and price for all markets, today!
- Discounts: ACE can offer substantial discounts based on total group size, leading to more competitive pricing than available locally
- Better service: our Global Network commits to notice of binding, policy issuance, implementation, money movement within a short, set period
Jeff Dowling
jeff.dowling@acegroup.com
UK, Ireland
Fred Schmidt
fred.schmidt@acegroup.com
Belgium, Netherlands, France,
Portugal, Spain, Italy,
South Africa, Bahrain, Egypt,
Pakistan, Saudi Arabia
Ralf Blesching
ralf.blesching@acegroup.com
Austria, Germany, Switzerland,
Denmark, Finland, Norway,
Sweden, Czech Republic,
Hungary, Pakistan, Poland,
Russia, Saudi Arabia
Evan Johnson
evan.johnson@acegroup.com
Australia & New Zealand
Jane Wilson
jane.wilson@acegroup.com
Indonesia, Malaysia, Philippines,
Singapore, Thailand
Samuel Sum
samuel.sum@acegroup.com
Hong Kong, Korea, Taiwan,
Vietnam
Martha Ospina
martha.ospina@acegroup.com
Argentina, Brazil, Chile,
Colombia, Ecuador, Mexico,
Panama, Peru, Puerto Rico
Eric Bartenstein
eric.bartenstein@acegroup.com
ACE USA, Canada
© 2010 The ACE Group of Insurance and Reinsurance Companies. This is a product and service summary. Products are underwritten by insurance company subsidiaries of ACE Limited. Coverage may not be available in all jurisdictions and is subject to actual policy language. Non insurance products and services may be provided by independent third parties.